Lender profile · HMDA 2023–2025
Red Canoe Credit Union mortgage approval rates & lending data
Red Canoe Credit Union decided 1,330 mortgage applications and funded 1,140 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 133 / 138 | 98% | $245K | 131 |
| Home improvement loans | 91% | 403 / 441 | 98% | $65K | 395 |
| Cash-out refinance | 88% | 268 / 306 | 98% | $85K | 263 |
| Refinance | 82% | 292 / 356 | 97% | $85K | 284 |
| Investment cash-out refinance | 86% | 24 / 28 | 92% | $115K | 22 |
| Investment refinance | 62% | 16 / 26 | 100% | $105K | 16 |
Red Canoe Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 88% | $85K | 1,201 | 1,030 |
| Oregon | 88% | $65K | 125 | 109 |
| Idaho | 50% | $665K | 2 | 1 |
| Arizona | 0% | — | 1 | 0 |
| California | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.