Lender profile · HMDA 2023–2025
Renasant Bank mortgage approval rates & lending data
Renasant Bank decided 13,634 mortgage applications and funded 11,933 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 8,606 / 9,121 | 95% | $295K | 8,163 |
| Home improvement loans | 73% | 434 / 595 | 96% | $105K | 418 |
| Cash-out refinance | 91% | 548 / 605 | 91% | $255K | 499 |
| Refinance | 84% | 1,389 / 1,650 | 96% | $205K | 1,332 |
| Investment property purchase | 96% | 755 / 783 | 95% | $215K | 714 |
| Investment cash-out refinance | 81% | 78 / 96 | 87% | $125K | 68 |
| Investment refinance | 98% | 718 / 729 | 96% | $105K | 690 |
| Investment home improvement | 95% | 52 / 55 | 94% | $125K | 49 |
Renasant Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 93% | $295K | 4,021 | 3,594 |
| Georgia | 92% | $295K | 3,236 | 2,778 |
| Tennessee | 91% | $245K | 2,079 | 1,812 |
| South Carolina | 96% | $295K | 1,355 | 1,213 |
| Mississippi | 88% | $255K | 1,254 | 1,053 |
| Florida | 92% | $255K | 746 | 659 |
| North Carolina | 96% | $255K | 469 | 417 |
| Louisiana | 92% | $225K | 191 | 166 |
| Texas | 95% | $285K | 117 | 99 |
| Kentucky | 92% | $255K | 24 | 21 |
| Virginia | 100% | $485K | 24 | 22 |
| Arkansas | 96% | $215K | 23 | 20 |
| Indiana | 71% | $165K | 21 | 15 |
| Montana | 95% | $445K | 20 | 18 |
| Missouri | 80% | $65K | 10 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.