Lender profile · HMDA 2023–2025
Resicentral, LLC mortgage approval rates & lending data
Resicentral, LLC decided 12,397 mortgage applications and funded 10,807 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 7,524 / 7,947 | 94% | $405K | 7,040 |
| Home improvement loans | 92% | 45 / 49 | 82% | $215K | 37 |
| Cash-out refinance | 92% | 871 / 943 | 89% | $285K | 778 |
| Refinance | 96% | 1,326 / 1,385 | 90% | $435K | 1,196 |
| Investment property purchase | 94% | 1,356 / 1,438 | 91% | $285K | 1,231 |
| Investment cash-out refinance | 89% | 336 / 376 | 88% | $255K | 297 |
| Investment refinance | 95% | 235 / 247 | 92% | $445K | 217 |
Resicentral, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $685K | 2,689 | 2,301 |
| Illinois | 94% | $315K | 1,655 | 1,431 |
| Florida | 92% | $345K | 1,361 | 1,144 |
| Texas | 95% | $345K | 1,307 | 1,126 |
| Colorado | 96% | $505K | 737 | 661 |
| Arizona | 95% | $405K | 553 | 492 |
| Washington | 95% | $585K | 514 | 453 |
| Utah | 94% | $445K | 447 | 387 |
| South Carolina | 96% | $275K | 435 | 388 |
| Michigan | 99% | $455K | 352 | 339 |
| North Carolina | 97% | $395K | 337 | 311 |
| Minnesota | 97% | $345K | 306 | 284 |
| New Jersey | 92% | $485K | 280 | 235 |
| Georgia | 92% | $365K | 248 | 207 |
| Oregon | 97% | $365K | 183 | 164 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.