Lender profile · HMDA 2023–2025
Residential Mortgage, LLC mortgage approval rates & lending data
Residential Mortgage, LLC decided 4,272 mortgage applications and funded 4,003 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,375 / 3,515 | 99% | $365K | 3,354 |
| Cash-out refinance | 73% | 129 / 177 | 99% | $305K | 128 |
| Refinance | 82% | 137 / 167 | 99% | $405K | 136 |
| Investment property purchase | 97% | 336 / 347 | 100% | $285K | 336 |
| Investment cash-out refinance | 78% | 31 / 40 | 100% | $245K | 31 |
| Investment refinance | 69% | 18 / 26 | 100% | $325K | 18 |
Residential Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alaska | 96% | $365K | 3,295 | 3,142 |
| Arizona | 90% | $405K | 355 | 317 |
| Washington | 88% | $435K | 269 | 237 |
| Oregon | 87% | $405K | 143 | 124 |
| Colorado | 89% | $435K | 74 | 66 |
| Idaho | 78% | $365K | 69 | 53 |
| California | 95% | $765K | 21 | 20 |
| Florida | 92% | $295K | 12 | 11 |
| Nevada | 90% | $655K | 10 | 9 |
| Utah | 100% | $485K | 8 | 8 |
| Texas | 100% | $255K | 6 | 6 |
| Georgia | 100% | $235K | 4 | 4 |
| Wisconsin | 100% | $725K | 3 | 3 |
| Montana | 100% | $585K | 1 | 1 |
| New Mexico | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.