Lender profile · HMDA 2023–2025
River City Bank, Inc. mortgage approval rates & lending data
River City Bank, Inc. decided 853 mortgage applications and funded 609 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 116 / 160 | 72% | $275K | 84 |
| Refinance | 71% | 25 / 35 | 92% | $185K | 23 |
| Investment property purchase | 93% | 454 / 488 | 83% | $145K | 376 |
| Investment refinance | 85% | 70 / 82 | 94% | $125K | 66 |
| Investment home improvement | 81% | 59 / 73 | 95% | $55K | 56 |
River City Bank, Inc. lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.