Lender profile · HMDA 2023–2025
Rize Federal Credit Union mortgage approval rates & lending data
Rize Federal Credit Union decided 1,012 mortgage applications and funded 624 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 79% | 468 / 595 | 80% | $95K | 373 |
| Cash-out refinance | 74% | 227 / 306 | 83% | $165K | 188 |
| Investment home improvement | 51% | 20 / 39 | 80% | $125K | 16 |
Rize Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 75% | $95K | 909 | 547 |
| Nevada | 83% | $105K | 102 | 77 |
| Missouri | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.