Lender profile · HMDA 2023–2025
Rogue mortgage approval rates & lending data
Rogue decided 3,071 mortgage applications and funded 2,632 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,130 / 1,223 | 98% | $285K | 1,107 |
| Home improvement loans | 88% | 950 / 1,083 | 97% | $55K | 917 |
| Cash-out refinance | 81% | 227 / 279 | 96% | $155K | 219 |
| Refinance | 85% | 301 / 356 | 96% | $85K | 289 |
| Investment property purchase | 94% | 66 / 70 | 95% | $285K | 63 |
| Investment cash-out refinance | 90% | 27 / 30 | 100% | $165K | 27 |
| Investment home improvement | 42% | 11 / 26 | 82% | $55K | 9 |
Rogue lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 89% | $155K | 2,951 | 2,541 |
| California | 72% | $145K | 43 | 30 |
| Idaho | 92% | $135K | 38 | 34 |
| Arizona | 75% | $125K | 32 | 24 |
| Florida | 100% | $105K | 2 | 2 |
| Washington | 0% | — | 2 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Ohio | 100% | $25K | 1 | 1 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.