Lender profile · HMDA 2023–2025
Roundpoint Mortgage Servicing LLC mortgage approval rates & lending data
Roundpoint Mortgage Servicing LLC decided 1,085 mortgage applications and funded 821 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 229 / 265 | 99% | $275K | 226 |
| Cash-out refinance | 74% | 315 / 425 | 99% | $255K | 312 |
| Refinance | 72% | 197 / 273 | 98% | $415K | 193 |
| Investment property purchase | 81% | 30 / 37 | 100% | $245K | 30 |
| Investment cash-out refinance | 61% | 34 / 56 | 100% | $225K | 34 |
| Investment refinance | 90% | 26 / 29 | 100% | $275K | 26 |
Roundpoint Mortgage Servicing LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 74% | $315K | 136 | 99 |
| Texas | 73% | $225K | 135 | 97 |
| Florida | 79% | $215K | 77 | 61 |
| North Carolina | 92% | $345K | 59 | 53 |
| New York | 76% | $355K | 51 | 37 |
| New Jersey | 74% | $275K | 43 | 31 |
| Arizona | 78% | $295K | 40 | 31 |
| Washington | 75% | $485K | 40 | 29 |
| Illinois | 76% | $155K | 38 | 28 |
| Georgia | 72% | $245K | 36 | 26 |
| South Carolina | 80% | $335K | 35 | 28 |
| Pennsylvania | 68% | $245K | 31 | 20 |
| Michigan | 93% | $215K | 30 | 28 |
| Colorado | 78% | $425K | 27 | 21 |
| Utah | 88% | $225K | 24 | 21 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.