Lender profile · HMDA 2023–2025
Saco & Biddeford Savings Institution mortgage approval rates & lending data
Saco & Biddeford Savings Institution decided 639 mortgage applications and funded 542 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 288 / 333 | 99% | $375K | 285 |
| Home improvement loans | 83% | 24 / 29 | 96% | $125K | 23 |
| Refinance | 74% | 43 / 58 | 100% | $195K | 43 |
| Investment property purchase | 91% | 177 / 195 | 98% | $285K | 173 |
Saco & Biddeford Savings Institution lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 86% | $375K | 639 | 542 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.