Lender profile · HMDA 2023–2025
Sage Home Loans Corporation mortgage approval rates & lending data
Sage Home Loans Corporation decided 9,230 mortgage applications and funded 6,900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,482 / 3,838 | 86% | $455K | 3,010 |
| Cash-out refinance | 74% | 867 / 1,175 | 83% | $325K | 723 |
| Refinance | 91% | 3,122 / 3,445 | 85% | $495K | 2,654 |
| Investment property purchase | 88% | 250 / 284 | 88% | $275K | 220 |
| Investment cash-out refinance | 66% | 175 / 264 | 85% | $255K | 149 |
| Investment refinance | 77% | 172 / 224 | 84% | $285K | 144 |
Sage Home Loans Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 85% | $685K | 1,016 | 730 |
| Texas | 84% | $395K | 835 | 592 |
| Florida | 80% | $365K | 589 | 396 |
| North Carolina | 92% | $455K | 524 | 400 |
| Georgia | 85% | $465K | 445 | 321 |
| Washington | 92% | $645K | 443 | 360 |
| New Jersey | 87% | $515K | 411 | 298 |
| Virginia | 89% | $535K | 312 | 243 |
| Illinois | 87% | $435K | 309 | 237 |
| Pennsylvania | 89% | $385K | 279 | 220 |
| Arizona | 87% | $465K | 278 | 212 |
| Colorado | 92% | $565K | 267 | 217 |
| Maryland | 89% | $495K | 266 | 202 |
| Massachusetts | 89% | $595K | 255 | 192 |
| South Carolina | 86% | $395K | 251 | 181 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.