Lender profile · HMDA 2023–2025
Schoolsfirst mortgage approval rates & lending data
Schoolsfirst decided 32,606 mortgage applications and funded 28,730 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,463 / 4,598 | 98% | $645K | 4,371 |
| Home improvement loans | 89% | 14,574 / 16,333 | 99% | $105K | 14,370 |
| Cash-out refinance | 88% | 8,376 / 9,490 | 99% | $165K | 8,269 |
| Refinance | 81% | 572 / 707 | 98% | $585K | 559 |
| Investment property purchase | 96% | 144 / 150 | 95% | $385K | 137 |
| Investment cash-out refinance | 74% | 221 / 297 | 99% | $155K | 218 |
| Investment refinance | 68% | 21 / 31 | 95% | $305K | 20 |
| Investment home improvement | 80% | 798 / 1,000 | 98% | $115K | 786 |
Schoolsfirst lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $105K | 32,606 | 28,730 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.