Lender profile · HMDA 2023–2025
Scott Credit Union mortgage approval rates & lending data
Scott Credit Union decided 2,219 mortgage applications and funded 1,758 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 874 / 916 | 99% | $195K | 861 |
| Home improvement loans | 63% | 490 / 777 | 100% | $55K | 490 |
| Cash-out refinance | 82% | 230 / 280 | 96% | $115K | 220 |
| Refinance | 78% | 144 / 184 | 94% | $145K | 135 |
| Investment property purchase | 98% | 46 / 47 | 98% | $105K | 45 |
Scott Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 80% | $145K | 1,863 | 1,465 |
| Missouri | 82% | $225K | 316 | 256 |
| Florida | 88% | $305K | 17 | 15 |
| Arizona | 100% | $445K | 4 | 4 |
| Tennessee | 100% | $165K | 4 | 4 |
| Georgia | 100% | $225K | 3 | 3 |
| Indiana | 100% | $265K | 3 | 3 |
| Colorado | 100% | $85K | 2 | 2 |
| North Carolina | 100% | $225K | 2 | 2 |
| South Carolina | 100% | $275K | 2 | 2 |
| Kansas | 100% | $175K | 1 | 1 |
| Louisiana | 100% | $345K | 1 | 1 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.