Lender profile · HMDA 2023–2025
Seacoast National Bank mortgage approval rates & lending data
Seacoast National Bank decided 6,257 mortgage applications and funded 3,800 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 1,237 / 1,631 | 98% | $355K | 1,207 |
| Home improvement loans | 57% | 1,946 / 3,414 | 95% | $105K | 1,840 |
| Cash-out refinance | 68% | 86 / 126 | 98% | $335K | 84 |
| Refinance | 61% | 418 / 682 | 94% | $205K | 395 |
| Investment property purchase | 82% | 211 / 258 | 98% | $335K | 207 |
| Investment cash-out refinance | 70% | 21 / 30 | 90% | $235K | 19 |
| Investment refinance | 42% | 11 / 26 | 100% | $345K | 11 |
| Investment home improvement | 41% | 37 / 90 | 100% | $195K | 37 |
Seacoast National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 63% | $205K | 6,242 | 3,796 |
| Georgia | 67% | $75K | 6 | 4 |
| Texas | 0% | — | 4 | 0 |
| New York | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.