Lender profile · HMDA 2023–2025
Sefcu Services, LLC mortgage approval rates & lending data
Sefcu Services, LLC decided 7,883 mortgage applications and funded 7,429 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 6,837 / 6,943 | 96% | $285K | 6,584 |
| Cash-out refinance | 95% | 333 / 352 | 96% | $235K | 320 |
| Refinance | 98% | 210 / 215 | 94% | $265K | 197 |
| Investment property purchase | 96% | 306 / 320 | 93% | $205K | 285 |
| Investment cash-out refinance | 85% | 40 / 47 | 98% | $135K | 39 |
Sefcu Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 98% | $285K | 7,883 | 7,429 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.