Lender profile · HMDA 2023–2025
Semper Home Loans, Inc mortgage approval rates & lending data
Semper Home Loans, Inc decided 1,440 mortgage applications and funded 1,358 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,123 / 1,202 | 100% | $385K | 1,123 |
| Cash-out refinance | 100% | 40 / 40 | 100% | $335K | 40 |
| Refinance | 100% | 104 / 104 | 100% | $315K | 104 |
| Investment property purchase | 95% | 63 / 66 | 100% | $275K | 63 |
Semper Home Loans, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 95% | $385K | 802 | 759 |
| Massachusetts | 94% | $385K | 330 | 310 |
| Connecticut | 93% | $275K | 61 | 57 |
| Texas | 96% | $215K | 54 | 52 |
| Pennsylvania | 92% | $295K | 49 | 45 |
| Florida | 92% | $365K | 40 | 37 |
| New Jersey | 89% | $325K | 38 | 34 |
| Illinois | 100% | $275K | 14 | 14 |
| New Hampshire | 100% | $435K | 9 | 9 |
| Tennessee | 89% | $345K | 9 | 8 |
| Michigan | 88% | $175K | 8 | 7 |
| North Carolina | 100% | $255K | 7 | 7 |
| New York | 100% | $185K | 4 | 4 |
| California | 100% | $255K | 3 | 3 |
| Georgia | 100% | $165K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.