Lender profile · HMDA 2023–2025
Servis One, Inc. mortgage approval rates & lending data
Servis One, Inc. decided 420 mortgage applications and funded 312 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 71% | 91 / 129 | 100% | $135K | 91 |
| Refinance | 77% | 190 / 246 | 100% | $295K | 190 |
Servis One, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 73% | $245K | 44 | 32 |
| California | 64% | $155K | 39 | 25 |
| Florida | 77% | $265K | 39 | 30 |
| South Carolina | 61% | $195K | 23 | 14 |
| Illinois | 71% | $65K | 21 | 15 |
| Arizona | 84% | $325K | 19 | 16 |
| Georgia | 79% | $245K | 19 | 15 |
| Washington | 68% | $395K | 19 | 13 |
| Michigan | 88% | $245K | 17 | 15 |
| Wisconsin | 69% | $345K | 16 | 11 |
| Pennsylvania | 71% | $115K | 14 | 10 |
| Ohio | 69% | $205K | 13 | 9 |
| Missouri | 92% | $205K | 12 | 11 |
| Tennessee | 75% | $305K | 12 | 9 |
| Colorado | 64% | $65K | 11 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.