Lender profile · HMDA 2023–2025
Sfmc, Lp mortgage approval rates & lending data
Sfmc, Lp decided 10,382 mortgage applications and funded 8,671 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 8,787 / 9,237 | 89% | $335K | 7,829 |
| Cash-out refinance | 73% | 184 / 253 | 84% | $305K | 155 |
| Refinance | 83% | 235 / 282 | 87% | $355K | 205 |
| Investment property purchase | 94% | 427 / 456 | 86% | $255K | 368 |
| Investment cash-out refinance | 89% | 85 / 96 | 86% | $225K | 73 |
| Investment refinance | 86% | 50 / 58 | 82% | $255K | 41 |
Sfmc, Lp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $335K | 9,728 | 8,122 |
| North Carolina | 99% | $465K | 161 | 142 |
| Florida | 83% | $355K | 141 | 107 |
| Minnesota | 91% | $395K | 122 | 101 |
| Arizona | 92% | $415K | 89 | 77 |
| Louisiana | 95% | $215K | 55 | 48 |
| Tennessee | 97% | $385K | 36 | 32 |
| Oklahoma | 94% | $225K | 17 | 15 |
| Arkansas | 89% | $155K | 9 | 7 |
| Ohio | 89% | $235K | 9 | 8 |
| Colorado | 100% | $325K | 6 | 5 |
| Georgia | 100% | $125K | 5 | 3 |
| Kentucky | 100% | $215K | 2 | 2 |
| Maine | 100% | $235K | 1 | 1 |
| South Dakota | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.