Lender profile · HMDA 2023–2025
Shamrock Home Loans, Inc. mortgage approval rates & lending data
Shamrock Home Loans, Inc. decided 825 mortgage applications and funded 743 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 656 / 723 | 100% | $355K | 654 |
| Cash-out refinance | 88% | 45 / 51 | 96% | $255K | 43 |
| Investment property purchase | 94% | 29 / 31 | 100% | $265K | 29 |
Shamrock Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 91% | $355K | 348 | 314 |
| Massachusetts | 91% | $405K | 345 | 311 |
| North Carolina | 83% | $245K | 47 | 38 |
| Florida | 96% | $335K | 25 | 24 |
| Georgia | 94% | $335K | 16 | 15 |
| New York | 93% | $425K | 15 | 14 |
| South Carolina | 86% | $275K | 7 | 6 |
| New Hampshire | 100% | $505K | 6 | 6 |
| Michigan | 100% | $165K | 3 | 3 |
| Tennessee | 100% | $165K | 3 | 3 |
| Virginia | 100% | $345K | 3 | 3 |
| Maine | 100% | $225K | 2 | 2 |
| Pennsylvania | 50% | $405K | 2 | 1 |
| California | 100% | $725K | 1 | 1 |
| New Jersey | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.