Lender profile · HMDA 2023–2025
SHARON & CRESCENT UNITED Credit Union mortgage approval rates & lending data
SHARON & CRESCENT UNITED Credit Union decided 997 mortgage applications and funded 802 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 171 / 183 | 93% | $555K | 159 |
| Home improvement loans | 82% | 393 / 478 | 93% | $65K | 366 |
| Cash-out refinance | 90% | 96 / 107 | 94% | $115K | 90 |
| Refinance | 93% | 133 / 143 | 94% | $105K | 125 |
| Investment property purchase | 89% | 40 / 45 | 92% | $525K | 37 |
| Investment refinance | 58% | 15 / 26 | 100% | $435K | 15 |
SHARON & CRESCENT UNITED Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 86% | $105K | 973 | 787 |
| Rhode Island | 78% | $55K | 23 | 15 |
| Ohio | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.