Lender profile · HMDA 2023–2025
Si Mortgage Company mortgage approval rates & lending data
Si Mortgage Company decided 1,313 mortgage applications and funded 1,072 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 922 / 922 | 81% | $465K | 744 |
| Refinance | 100% | 143 / 143 | 86% | $505K | 123 |
| Investment property purchase | 100% | 205 / 205 | 82% | $235K | 169 |
Si Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 100% | $465K | 284 | 238 |
| Texas | 100% | $545K | 210 | 175 |
| Pennsylvania | 100% | $425K | 126 | 106 |
| New Jersey | 100% | $555K | 110 | 87 |
| Illinois | 100% | $495K | 92 | 76 |
| North Carolina | 100% | $545K | 73 | 50 |
| Florida | 100% | $145K | 70 | 57 |
| Georgia | 100% | $405K | 50 | 42 |
| Tennessee | 100% | $605K | 46 | 32 |
| Maryland | 100% | $435K | 29 | 23 |
| California | 100% | $465K | 24 | 19 |
| Virginia | 100% | $305K | 24 | 19 |
| Ohio | 100% | $225K | 23 | 20 |
| Arkansas | 100% | $405K | 20 | 16 |
| Missouri | 100% | $345K | 15 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.