Lender profile · HMDA 2023–2025
Sierra Pacific Mortgage Company, Inc. mortgage approval rates & lending data
Sierra Pacific Mortgage Company, Inc. decided 22,020 mortgage applications and funded 18,795 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 14,732 / 16,897 | 99% | $365K | 14,655 |
| Home improvement loans | 83% | 384 / 464 | 86% | $205K | 332 |
| Cash-out refinance | 81% | 1,021 / 1,264 | 98% | $275K | 999 |
| Refinance | 85% | 824 / 968 | 98% | $385K | 804 |
| Investment property purchase | 87% | 1,441 / 1,655 | 99% | $275K | 1,432 |
| Investment cash-out refinance | 78% | 338 / 432 | 97% | $255K | 327 |
| Investment refinance | 75% | 172 / 228 | 96% | $285K | 165 |
| Investment home improvement | 81% | 91 / 112 | 89% | $185K | 81 |
Sierra Pacific Mortgage Company, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $415K | 7,885 | 6,720 |
| Florida | 78% | $345K | 2,301 | 1,783 |
| Texas | 91% | $325K | 1,262 | 1,132 |
| Kansas | 89% | $205K | 1,021 | 908 |
| Oregon | 89% | $375K | 924 | 814 |
| Arizona | 88% | $365K | 775 | 674 |
| Maryland | 85% | $385K | 671 | 566 |
| Massachusetts | 86% | $475K | 614 | 521 |
| Utah | 82% | $435K | 584 | 472 |
| Washington | 92% | $365K | 522 | 479 |
| Tennessee | 84% | $265K | 495 | 413 |
| Virginia | 85% | $395K | 479 | 406 |
| Nevada | 88% | $355K | 470 | 409 |
| Colorado | 94% | $465K | 377 | 348 |
| South Carolina | 90% | $245K | 353 | 317 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.