Lender profile · HMDA 2023–2025
Solarity Credit Union mortgage approval rates & lending data
Solarity Credit Union decided 481 mortgage applications and funded 302 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 65% | 129 / 198 | 99% | $255K | 128 |
| Home improvement loans | 63% | 77 / 122 | 100% | $75K | 77 |
| Cash-out refinance | 48% | 29 / 60 | 100% | $185K | 29 |
| Refinance | 52% | 17 / 33 | 100% | $175K | 17 |
| Investment property purchase | 84% | 27 / 32 | 100% | $235K | 27 |
Solarity Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 63% | $235K | 470 | 293 |
| Arizona | 33% | $85K | 3 | 1 |
| Ohio | 100% | $65K | 2 | 2 |
| Florida | 100% | $235K | 1 | 1 |
| Georgia | 100% | $115K | 1 | 1 |
| Maine | 100% | $565K | 1 | 1 |
| Montana | 100% | $105K | 1 | 1 |
| New Hampshire | 100% | $795K | 1 | 1 |
| Oregon | 100% | $95K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.