Lender profile · HMDA 2023–2025
South Carolina Federal Credit Union mortgage approval rates & lending data
South Carolina Federal Credit Union decided 3,127 mortgage applications and funded 2,717 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 776 / 815 | 100% | $325K | 774 |
| Home improvement loans | 91% | 760 / 835 | 98% | $75K | 743 |
| Cash-out refinance | 83% | 1,085 / 1,312 | 98% | $75K | 1,065 |
| Refinance | 85% | 80 / 94 | 100% | $325K | 80 |
| Investment property purchase | 96% | 43 / 45 | 98% | $455K | 42 |
South Carolina Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 88% | $75K | 3,035 | 2,636 |
| North Carolina | 90% | $385K | 60 | 53 |
| Florida | 85% | $245K | 13 | 10 |
| Georgia | 92% | $585K | 12 | 11 |
| Virginia | 100% | $85K | 3 | 3 |
| Missouri | 100% | $295K | 2 | 2 |
| Tennessee | 100% | $105K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.