Lender profile · HMDA 2023–2025
Southpoint Financial Services, Inc. mortgage approval rates & lending data
Southpoint Financial Services, Inc. decided 788 mortgage applications and funded 773 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 622 / 635 | 100% | $295K | 622 |
| Cash-out refinance | 98% | 103 / 105 | 100% | $195K | 103 |
| Investment property purchase | 100% | 26 / 26 | 100% | $165K | 26 |
Southpoint Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 99% | $345K | 391 | 386 |
| Florida | 96% | $365K | 151 | 145 |
| South Carolina | 98% | $265K | 105 | 103 |
| Pennsylvania | 98% | $185K | 50 | 49 |
| Alabama | 100% | $175K | 23 | 23 |
| Louisiana | 93% | $235K | 14 | 13 |
| Ohio | 100% | $125K | 14 | 14 |
| North Carolina | 100% | $265K | 13 | 13 |
| Tennessee | 100% | $75K | 9 | 9 |
| Virginia | 100% | $215K | 7 | 7 |
| Maryland | 100% | $215K | 4 | 4 |
| Texas | 100% | $465K | 3 | 3 |
| Kentucky | 100% | $125K | 2 | 2 |
| Mississippi | 100% | $205K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.