Lender profile · HMDA 2023–2025
Southside Bank mortgage approval rates & lending data
Southside Bank decided 882 mortgage applications and funded 513 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 60% | 327 / 543 | 99% | $555K | 325 |
| Home improvement loans | 58% | 70 / 120 | 97% | $95K | 68 |
| Cash-out refinance | 45% | 45 / 101 | 100% | $145K | 45 |
| Refinance | 66% | 19 / 29 | 100% | $105K | 19 |
| Investment property purchase | 72% | 42 / 58 | 98% | $265K | 41 |
Southside Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 58% | $555K | 876 | 507 |
| Colorado | 100% | $475K | 2 | 2 |
| Louisiana | 100% | $195K | 2 | 2 |
| Hawaii | 100% | $1.25M | 1 | 1 |
| Missouri | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.