Lender profile · HMDA 2023–2025
SouthState Bank, National Association mortgage approval rates & lending data
SouthState Bank, National Association decided 30,870 mortgage applications and funded 23,886 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 14,070 / 16,574 | 98% | $285K | 13,763 |
| Home improvement loans | 69% | 5,672 / 8,214 | 98% | $105K | 5,548 |
| Cash-out refinance | 76% | 440 / 579 | 98% | $305K | 430 |
| Refinance | 73% | 2,113 / 2,899 | 97% | $205K | 2,045 |
| Investment property purchase | 87% | 1,911 / 2,191 | 97% | $265K | 1,851 |
| Investment cash-out refinance | 61% | 43 / 70 | 100% | $245K | 43 |
| Investment refinance | 73% | 113 / 155 | 89% | $475K | 101 |
| Investment home improvement | 59% | 110 / 188 | 95% | $195K | 105 |
SouthState Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 75% | $265K | 10,550 | 7,757 |
| South Carolina | 79% | $285K | 8,826 | 6,722 |
| Georgia | 85% | $395K | 4,707 | 3,974 |
| Alabama | 82% | $145K | 3,070 | 2,479 |
| North Carolina | 82% | $205K | 2,657 | 2,112 |
| Texas | 84% | $355K | 476 | 392 |
| Virginia | 84% | $355K | 271 | 228 |
| Colorado | 75% | $105K | 177 | 130 |
| Tennessee | 97% | $415K | 38 | 36 |
| Mississippi | 59% | $125K | 17 | 2 |
| Maryland | 54% | $475K | 13 | 6 |
| Pennsylvania | 64% | $225K | 11 | 7 |
| California | 40% | $835K | 5 | 2 |
| Arizona | 25% | $2.25M | 4 | 1 |
| Kansas | 75% | $175K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.