Lender profile · HMDA 2023–2025
Srp mortgage approval rates & lending data
Srp decided 1,485 mortgage applications and funded 1,287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 448 / 520 | 96% | $225K | 428 |
| Home improvement loans | 94% | 450 / 478 | 97% | $55K | 435 |
| Cash-out refinance | 89% | 292 / 327 | 98% | $125K | 286 |
| Refinance | 83% | 44 / 53 | 95% | $195K | 42 |
| Investment property purchase | 90% | 45 / 50 | 98% | $105K | 44 |
| Investment cash-out refinance | 94% | 45 / 48 | 100% | $115K | 45 |
Srp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 92% | $125K | 894 | 794 |
| Georgia | 86% | $105K | 591 | 493 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.