Lender profile · HMDA 2023–2025
SSB Bank mortgage approval rates & lending data
SSB Bank decided 385 mortgage applications and funded 367 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 212 / 213 | 97% | $155K | 205 |
| Refinance | 97% | 56 / 58 | 98% | $205K | 55 |
| Investment property purchase | 98% | 52 / 53 | 98% | $145K | 51 |
| Investment refinance | 95% | 37 / 39 | 95% | $125K | 35 |
SSB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $155K | 377 | 359 |
| Florida | 100% | $1M | 5 | 5 |
| South Carolina | 100% | $635K | 2 | 2 |
| New Jersey | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.