Lender profile · HMDA 2023–2025
Star USA Federal Credit Union mortgage approval rates & lending data
Star USA Federal Credit Union decided 288 mortgage applications and funded 104 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 260 / 274 | 37% | $65K | 97 |
Star USA Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 99% | $55K | 79 | 23 |
| Pennsylvania | 100% | $95K | 27 | 9 |
| New York | 85% | $75K | 20 | 7 |
| Minnesota | 94% | $55K | 16 | 6 |
| Ohio | 100% | $35K | 14 | 7 |
| Iowa | 92% | $65K | 13 | 5 |
| Florida | 73% | $55K | 11 | 2 |
| Illinois | 100% | $25K | 11 | 4 |
| West Virginia | 100% | $165K | 11 | 9 |
| New Jersey | 100% | $115K | 9 | 3 |
| Colorado | 62% | $85K | 8 | 3 |
| Indiana | 100% | $45K | 8 | 4 |
| Idaho | 71% | $75K | 7 | 3 |
| Maryland | 100% | $85K | 7 | 5 |
| North Carolina | 86% | $35K | 7 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.