Lender profile · HMDA 2023–2025
State Employees Credit Union of Maryland, Incorporated mortgage approval rates & lending data
State Employees Credit Union of Maryland, Incorporated decided 5,567 mortgage applications and funded 3,236 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,280 / 1,388 | 100% | $415K | 1,275 |
| Home improvement loans | 23% | 293 / 1,286 | 91% | $65K | 267 |
| Cash-out refinance | 71% | 1,210 / 1,695 | 97% | $125K | 1,176 |
| Refinance | 44% | 257 / 587 | 96% | $675K | 247 |
| Investment property purchase | 87% | 138 / 159 | 99% | $195K | 137 |
| Investment cash-out refinance | 58% | 99 / 171 | 97% | $135K | 96 |
| Investment refinance | 27% | 16 / 59 | 100% | $175K | 16 |
| Investment home improvement | 10% | 22 / 222 | 100% | $65K | 22 |
State Employees Credit Union of Maryland, Incorporated lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 58% | $135K | 4,884 | 2,747 |
| Virginia | 78% | $1.03M | 289 | 223 |
| Pennsylvania | 70% | $275K | 157 | 107 |
| District of Columbia | 68% | $1.05M | 107 | 71 |
| Delaware | 70% | $295K | 89 | 61 |
| West Virginia | 82% | $245K | 34 | 27 |
| Colorado | 0% | — | 1 | 0 |
| Connecticut | 0% | — | 1 | 0 |
| New Hampshire | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.