Lender profile · HMDA 2023–2025
Stifel Bank and Trust mortgage approval rates & lending data
Stifel Bank and Trust decided 7,047 mortgage applications and funded 6,860 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 4,500 / 4,537 | 99% | $345K | 4,434 |
| Home improvement loans | 93% | 52 / 56 | 98% | $155K | 51 |
| Cash-out refinance | 96% | 416 / 434 | 98% | $375K | 408 |
| Refinance | 99% | 494 / 498 | 99% | $425K | 489 |
| Investment property purchase | 99% | 1,181 / 1,189 | 98% | $345K | 1,159 |
| Investment cash-out refinance | 99% | 177 / 178 | 99% | $315K | 175 |
| Investment refinance | 96% | 133 / 139 | 97% | $335K | 129 |
Stifel Bank and Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 99% | $265K | 2,117 | 2,069 |
| California | 100% | $905K | 604 | 580 |
| Florida | 98% | $475K | 565 | 542 |
| Texas | 98% | $535K | 333 | 325 |
| Illinois | 99% | $465K | 269 | 261 |
| New York | 97% | $615K | 264 | 248 |
| New Jersey | 100% | $665K | 222 | 218 |
| North Carolina | 100% | $405K | 188 | 186 |
| Arizona | 100% | $485K | 172 | 169 |
| Georgia | 99% | $475K | 167 | 164 |
| Alabama | 100% | $385K | 159 | 157 |
| Pennsylvania | 98% | $335K | 151 | 147 |
| Tennessee | 99% | $485K | 150 | 148 |
| Colorado | 98% | $485K | 144 | 137 |
| Ohio | 99% | $325K | 128 | 126 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.