Lender profile · HMDA 2023–2025
Stockman Bank of Montana mortgage approval rates & lending data
Stockman Bank of Montana decided 2,589 mortgage applications and funded 2,346 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,253 / 1,325 | 98% | $295K | 1,232 |
| Home improvement loans | 89% | 335 / 375 | 96% | $75K | 322 |
| Cash-out refinance | 83% | 77 / 93 | 99% | $315K | 76 |
| Refinance | 93% | 307 / 330 | 96% | $145K | 294 |
| Investment property purchase | 96% | 291 / 302 | 95% | $345K | 276 |
| Investment refinance | 96% | 101 / 105 | 95% | $175K | 96 |
| Investment home improvement | 89% | 42 / 47 | 100% | $75K | 42 |
Stockman Bank of Montana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 93% | $295K | 2,570 | 2,328 |
| Arizona | 100% | $375K | 8 | 8 |
| Idaho | 100% | $245K | 3 | 3 |
| Nevada | 100% | $255K | 2 | 2 |
| South Dakota | 100% | $205K | 2 | 1 |
| California | 100% | $2.02M | 1 | 1 |
| North Dakota | 100% | $245K | 1 | 1 |
| Texas | 100% | $135K | 1 | 1 |
| Washington | 100% | $805K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.