Lender profile · HMDA 2023–2025
Stockton Mortgage Corporation mortgage approval rates & lending data
Stockton Mortgage Corporation decided 12,263 mortgage applications and funded 11,030 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 9,412 / 9,920 | 99% | $245K | 9,345 |
| Cash-out refinance | 63% | 771 / 1,215 | 98% | $205K | 752 |
| Refinance | 79% | 496 / 626 | 98% | $305K | 486 |
| Investment property purchase | 93% | 350 / 377 | 100% | $185K | 349 |
| Investment cash-out refinance | 81% | 82 / 101 | 99% | $155K | 81 |
Stockton Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 94% | $225K | 2,521 | 2,356 |
| Alabama | 92% | $225K | 1,774 | 1,617 |
| Florida | 89% | $275K | 1,395 | 1,223 |
| Georgia | 91% | $385K | 1,229 | 1,106 |
| Tennessee | 91% | $315K | 1,223 | 1,108 |
| Pennsylvania | 92% | $225K | 1,052 | 962 |
| Indiana | 92% | $235K | 907 | 833 |
| Ohio | 88% | $225K | 536 | 468 |
| Mississippi | 88% | $225K | 451 | 394 |
| Michigan | 89% | $235K | 244 | 216 |
| Illinois | 81% | $365K | 216 | 173 |
| Iowa | 95% | $225K | 137 | 130 |
| South Carolina | 82% | $255K | 134 | 110 |
| North Carolina | 74% | $245K | 127 | 94 |
| Arkansas | 89% | $205K | 79 | 69 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.