Lender profile · HMDA 2023–2025
Suffolk mortgage approval rates & lending data
Suffolk decided 3,657 mortgage applications and funded 2,123 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 262 / 370 | 97% | $395K | 254 |
| Home improvement loans | 60% | 1,593 / 2,656 | 93% | $105K | 1,478 |
| Cash-out refinance | 73% | 187 / 257 | 94% | $205K | 175 |
| Refinance | 74% | 183 / 246 | 91% | $165K | 167 |
| Investment property purchase | 55% | 24 / 44 | 96% | $265K | 23 |
| Investment home improvement | 33% | 25 / 75 | 88% | $195K | 22 |
Suffolk lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 62% | $105K | 3,585 | 2,078 |
| Florida | 71% | $155K | 38 | 27 |
| North Carolina | 75% | $245K | 8 | 5 |
| New Jersey | 43% | $255K | 7 | 3 |
| South Carolina | 83% | $105K | 6 | 5 |
| Pennsylvania | 40% | $285K | 5 | 1 |
| Connecticut | 100% | $365K | 3 | 3 |
| Delaware | 100% | $105K | 1 | 1 |
| Georgia | 0% | — | 1 | 0 |
| Missouri | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.