Lender profile · HMDA 2023–2025
Summit Credit Union (Wisconsin) mortgage approval rates & lending data
Summit Credit Union (Wisconsin) decided 22,751 mortgage applications and funded 19,022 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 5,436 / 5,709 | 95% | $305K | 5,164 |
| Home improvement loans | 86% | 4,909 / 5,698 | 91% | $65K | 4,466 |
| Cash-out refinance | 84% | 1,626 / 1,938 | 94% | $155K | 1,532 |
| Refinance | 89% | 7,455 / 8,361 | 94% | $105K | 7,003 |
| Investment property purchase | 93% | 560 / 599 | 98% | $165K | 547 |
| Investment cash-out refinance | 80% | 81 / 101 | 88% | $185K | 71 |
| Investment refinance | 81% | 170 / 209 | 94% | $125K | 160 |
| Investment home improvement | 67% | 91 / 136 | 87% | $85K | 79 |
Summit Credit Union (Wisconsin) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 89% | $105K | 22,472 | 18,803 |
| Illinois | 85% | $215K | 122 | 91 |
| Florida | 85% | $285K | 55 | 42 |
| Minnesota | 96% | $345K | 47 | 43 |
| Arizona | 96% | $315K | 27 | 23 |
| Colorado | 100% | $275K | 14 | 14 |
| Michigan | 70% | $165K | 10 | 6 |
| Delaware | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.