Lender profile · HMDA 2023–2025
Sunward mortgage approval rates & lending data
Sunward decided 3,092 mortgage applications and funded 2,841 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,205 / 1,243 | 100% | $285K | 1,205 |
| Home improvement loans | 90% | 796 / 887 | 100% | $85K | 796 |
| Cash-out refinance | 87% | 516 / 592 | 100% | $125K | 516 |
| Refinance | 89% | 132 / 148 | 100% | $325K | 132 |
| Investment property purchase | 88% | 92 / 105 | 100% | $245K | 92 |
| Investment cash-out refinance | 86% | 37 / 43 | 100% | $165K | 37 |
| Investment refinance | 100% | 36 / 36 | 100% | $255K | 36 |
| Investment home improvement | 71% | 27 / 38 | 100% | $105K | 27 |
Sunward lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 91% | $125K | 2,630 | 2,398 |
| California | 97% | $855K | 385 | 372 |
| Texas | 100% | $295K | 25 | 25 |
| Colorado | 83% | $75K | 24 | 20 |
| Arizona | 96% | $155K | 23 | 22 |
| Nevada | 80% | $105K | 5 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.