Lender profile · HMDA 2023–2025
Synergy Bank mortgage approval rates & lending data
Synergy Bank decided 577 mortgage applications and funded 528 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 68% | 17 / 25 | 82% | $225K | 14 |
| Refinance | 98% | 54 / 55 | 94% | $75K | 51 |
| Investment property purchase | 98% | 158 / 161 | 87% | $105K | 138 |
| Investment refinance | 99% | 319 / 321 | 97% | $75K | 311 |
Synergy Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 97% | $75K | 571 | 523 |
| Mississippi | 100% | $95K | 3 | 3 |
| Florida | 100% | $105K | 2 | 1 |
| Alabama | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.