Lender profile · HMDA 2023–2025
T2 Financial LLC mortgage approval rates & lending data
T2 Financial LLC decided 21,193 mortgage applications and funded 17,782 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 16,071 / 17,130 | 90% | $285K | 14,514 |
| Home improvement loans | 84% | 43 / 51 | 95% | $205K | 41 |
| Cash-out refinance | 86% | 577 / 674 | 90% | $235K | 518 |
| Refinance | 90% | 940 / 1,049 | 90% | $435K | 843 |
| Investment property purchase | 93% | 1,630 / 1,759 | 90% | $195K | 1,468 |
| Investment cash-out refinance | 88% | 279 / 318 | 88% | $175K | 246 |
| Investment refinance | 84% | 136 / 162 | 84% | $255K | 114 |
| Investment home improvement | 88% | 44 / 50 | 86% | $145K | 38 |
T2 Financial LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $265K | 4,367 | 3,765 |
| Ohio | 93% | $275K | 1,938 | 1,598 |
| Florida | 90% | $335K | 1,871 | 1,491 |
| South Carolina | 92% | $245K | 1,521 | 1,270 |
| North Carolina | 93% | $295K | 1,399 | 1,164 |
| Illinois | 94% | $355K | 1,063 | 900 |
| Pennsylvania | 91% | $275K | 787 | 652 |
| Connecticut | 93% | $325K | 765 | 644 |
| Washington | 94% | $475K | 762 | 641 |
| Maryland | 93% | $395K | 542 | 461 |
| Maine | 91% | $285K | 475 | 379 |
| Louisiana | 88% | $235K | 458 | 340 |
| Massachusetts | 94% | $595K | 443 | 396 |
| Virginia | 98% | $345K | 406 | 373 |
| Arizona | 95% | $285K | 386 | 323 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.