Lender profile · HMDA 2023–2025
The Bank of Tampa mortgage approval rates & lending data
The Bank of Tampa decided 816 mortgage applications and funded 524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 143 / 213 | 85% | $605K | 122 |
| Home improvement loans | 69% | 301 / 434 | 97% | $215K | 293 |
| Cash-out refinance | 67% | 75 / 112 | 93% | $335K | 70 |
| Investment property purchase | 83% | 25 / 30 | 88% | $565K | 22 |
The Bank of Tampa lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 69% | $215K | 815 | 523 |
| North Carolina | 100% | $545K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.