Lender profile · HMDA 2023–2025
The Camden National Bank mortgage approval rates & lending data
The Camden National Bank decided 2,957 mortgage applications and funded 2,634 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,156 / 1,216 | 99% | $455K | 1,148 |
| Home improvement loans | 84% | 545 / 646 | 97% | $105K | 530 |
| Cash-out refinance | 85% | 353 / 415 | 98% | $305K | 346 |
| Refinance | 95% | 115 / 121 | 98% | $475K | 113 |
| Investment property purchase | 95% | 356 / 374 | 99% | $485K | 351 |
| Investment cash-out refinance | 87% | 41 / 47 | 95% | $365K | 39 |
| Investment refinance | 88% | 44 / 50 | 100% | $165K | 44 |
| Investment home improvement | 73% | 64 / 88 | 98% | $275K | 63 |
The Camden National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 90% | $455K | 2,533 | 2,254 |
| Massachusetts | 91% | $475K | 218 | 197 |
| New Hampshire | 87% | $375K | 137 | 117 |
| Florida | 97% | $525K | 30 | 29 |
| South Carolina | 100% | $465K | 7 | 7 |
| North Carolina | 100% | $405K | 6 | 6 |
| Georgia | 100% | $335K | 3 | 3 |
| Rhode Island | 100% | $385K | 3 | 3 |
| Arizona | 100% | $575K | 2 | 2 |
| New Jersey | 50% | $515K | 2 | 1 |
| Pennsylvania | 100% | $85K | 2 | 2 |
| Vermont | 100% | $355K | 2 | 2 |
| California | 0% | — | 1 | 0 |
| Colorado | 100% | $585K | 1 | 1 |
| Delaware | 100% | $685K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.