Lender profile · HMDA 2023–2025
The Cape Cod Five Cents Savings Bank mortgage approval rates & lending data
The Cape Cod Five Cents Savings Bank decided 5,943 mortgage applications and funded 5,220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,920 / 2,033 | 98% | $425K | 1,885 |
| Home improvement loans | 83% | 1,260 / 1,519 | 98% | $105K | 1,233 |
| Cash-out refinance | 87% | 857 / 982 | 98% | $155K | 843 |
| Refinance | 93% | 187 / 202 | 97% | $405K | 182 |
| Investment property purchase | 97% | 695 / 716 | 98% | $475K | 682 |
| Investment cash-out refinance | 87% | 101 / 116 | 92% | $305K | 93 |
| Investment refinance | 93% | 50 / 54 | 100% | $395K | 50 |
| Investment home improvement | 80% | 257 / 321 | 98% | $205K | 252 |
The Cape Cod Five Cents Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 90% | $405K | 5,933 | 5,211 |
| New Hampshire | 83% | $395K | 6 | 5 |
| Rhode Island | 100% | $235K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.