Lender profile · HMDA 2023–2025
The Cooperative Bank mortgage approval rates & lending data
The Cooperative Bank decided 287 mortgage applications and funded 246 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 152 / 161 | 95% | $365K | 144 |
| Investment property purchase | 98% | 46 / 47 | 87% | $975K | 40 |
The Cooperative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 92% | $365K | 287 | 246 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.