Lender profile · HMDA 2023–2025
The First National Bank in Sioux Falls mortgage approval rates & lending data
The First National Bank in Sioux Falls decided 303 mortgage applications and funded 288 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 174 / 175 | 96% | $275K | 167 |
| Home improvement loans | 85% | 29 / 34 | 100% | $55K | 29 |
| Cash-out refinance | 97% | 30 / 31 | 97% | $95K | 29 |
| Investment property purchase | 100% | 32 / 32 | 100% | $205K | 32 |
The First National Bank in Sioux Falls lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 98% | $275K | 296 | 281 |
| North Dakota | 100% | $115K | 3 | 3 |
| Arizona | 100% | $905K | 2 | 2 |
| Minnesota | 100% | $285K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.