Lender profile · HMDA 2023–2025
The Guilford Savings Bank mortgage approval rates & lending data
The Guilford Savings Bank decided 351 mortgage applications and funded 295 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 49 / 53 | 96% | $355K | 47 |
| Home improvement loans | 90% | 107 / 119 | 93% | $145K | 100 |
| Cash-out refinance | 88% | 92 / 105 | 93% | $165K | 86 |
| Refinance | 90% | 47 / 52 | 89% | $235K | 42 |
The Guilford Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 89% | $165K | 332 | 276 |
| Massachusetts | 100% | $405K | 12 | 12 |
| Rhode Island | 100% | $205K | 7 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.