Lender profile · HMDA 2023–2025
The Middlefield Banking Company mortgage approval rates & lending data
The Middlefield Banking Company decided 1,065 mortgage applications and funded 812 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 291 / 362 | 97% | $185K | 283 |
| Home improvement loans | 76% | 230 / 302 | 98% | $65K | 225 |
| Refinance | 77% | 270 / 349 | 98% | $115K | 264 |
| Investment property purchase | 82% | 28 / 34 | 93% | $105K | 26 |
The Middlefield Banking Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 78% | $115K | 1,054 | 803 |
| Florida | 86% | $405K | 7 | 6 |
| North Carolina | 100% | $245K | 2 | 2 |
| Michigan | 100% | $2.12M | 1 | 1 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.