Lender profile · HMDA 2023–2025
Three Rivers Federal Credit Union mortgage approval rates & lending data
Three Rivers Federal Credit Union decided 4,893 mortgage applications and funded 4,105 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 2,200 / 2,351 | 93% | $225K | 2,048 |
| Home improvement loans | 87% | 1,143 / 1,319 | 97% | $55K | 1,111 |
| Cash-out refinance | 81% | 672 / 825 | 96% | $85K | 643 |
| Refinance | 80% | 126 / 158 | 97% | $175K | 122 |
| Investment property purchase | 88% | 147 / 168 | 92% | $145K | 135 |
| Investment cash-out refinance | 62% | 30 / 48 | 100% | $105K | 30 |
Three Rivers Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 89% | $225K | 4,797 | 4,028 |
| Florida | 90% | $415K | 42 | 33 |
| Ohio | 81% | $95K | 37 | 28 |
| Michigan | 100% | $275K | 17 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.