Lender profile · HMDA 2023–2025
TIB National Association mortgage approval rates & lending data
TIB National Association decided 320 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 176 / 219 | 98% | $255K | 173 |
| Cash-out refinance | 70% | 26 / 37 | 92% | $155K | 24 |
| Refinance | 66% | 27 / 41 | 100% | $225K | 27 |
TIB National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 80% | $275K | 193 | 151 |
| Louisiana | 81% | $235K | 63 | 50 |
| Oklahoma | 58% | $425K | 24 | 13 |
| New Mexico | 56% | $335K | 9 | 5 |
| Washington | 75% | $355K | 8 | 6 |
| Arkansas | 67% | $215K | 6 | 4 |
| Florida | 20% | $365K | 5 | 1 |
| Illinois | 67% | $95K | 3 | 2 |
| Arizona | 100% | $315K | 2 | 2 |
| Colorado | 0% | — | 2 | 0 |
| Montana | 100% | $365K | 2 | 2 |
| Idaho | 100% | $365K | 1 | 1 |
| Pennsylvania | 0% | — | 1 | 0 |
| Rhode Island | 100% | $695K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.