Lender profile · HMDA 2023–2025
TJC Mortgage, Inc. mortgage approval rates & lending data
TJC Mortgage, Inc. decided 3,955 mortgage applications and funded 3,762 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,895 / 3,025 | 100% | $315K | 2,895 |
| Cash-out refinance | 92% | 410 / 447 | 100% | $265K | 410 |
| Refinance | 97% | 251 / 260 | 100% | $375K | 251 |
| Investment property purchase | 94% | 163 / 174 | 100% | $265K | 163 |
| Investment cash-out refinance | 92% | 36 / 39 | 100% | $225K | 36 |
TJC Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 96% | $255K | 621 | 594 |
| Florida | 95% | $335K | 571 | 543 |
| Georgia | 95% | $345K | 431 | 411 |
| Tennessee | 95% | $265K | 287 | 274 |
| Ohio | 89% | $205K | 203 | 181 |
| Nevada | 99% | $385K | 194 | 193 |
| Texas | 94% | $255K | 192 | 181 |
| South Carolina | 95% | $335K | 175 | 167 |
| North Carolina | 99% | $345K | 173 | 171 |
| California | 95% | $455K | 152 | 145 |
| Michigan | 95% | $315K | 150 | 143 |
| Maryland | 99% | $335K | 118 | 117 |
| Massachusetts | 94% | $515K | 108 | 102 |
| Indiana | 95% | $355K | 94 | 89 |
| New Jersey | 91% | $205K | 90 | 82 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.