Lender profile · HMDA 2023–2025
Together Credit Union mortgage approval rates & lending data
Together Credit Union decided 2,609 mortgage applications and funded 2,073 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 808 / 911 | 99% | $265K | 800 |
| Home improvement loans | 75% | 597 / 791 | 99% | $55K | 589 |
| Cash-out refinance | 70% | 105 / 150 | 96% | $175K | 101 |
| Refinance | 78% | 440 / 564 | 100% | $95K | 438 |
| Investment property purchase | 86% | 67 / 78 | 100% | $125K | 67 |
| Investment cash-out refinance | 92% | 56 / 61 | 100% | $205K | 56 |
| Investment refinance | 69% | 18 / 26 | 100% | $85K | 18 |
| Investment home improvement | 14% | 4 / 28 | 100% | $75K | 4 |
Together Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 83% | $95K | 1,849 | 1,509 |
| Illinois | 77% | $175K | 198 | 150 |
| Florida | 74% | $195K | 125 | 92 |
| Texas | 59% | $155K | 71 | 41 |
| Ohio | 75% | $95K | 67 | 50 |
| California | 63% | $105K | 52 | 33 |
| Georgia | 67% | $135K | 48 | 32 |
| Colorado | 76% | $95K | 29 | 22 |
| New York | 85% | $175K | 26 | 22 |
| New Jersey | 81% | $155K | 16 | 13 |
| North Carolina | 94% | $405K | 16 | 15 |
| New Hampshire | 100% | $125K | 13 | 13 |
| Virginia | 73% | $175K | 11 | 7 |
| South Carolina | 75% | $245K | 8 | 6 |
| Arizona | 71% | $165K | 7 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.