Lender profile · HMDA 2023–2025
Traditional Bank, Inc. mortgage approval rates & lending data
Traditional Bank, Inc. decided 583 mortgage applications and funded 540 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 198 / 216 | 99% | $235K | 196 |
| Home improvement loans | 84% | 26 / 31 | 92% | $75K | 24 |
| Refinance | 93% | 99 / 107 | 100% | $185K | 99 |
| Investment property purchase | 100% | 135 / 135 | 97% | $245K | 131 |
| Investment refinance | 100% | 71 / 71 | 99% | $155K | 70 |
Traditional Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 94% | $235K | 569 | 527 |
| Indiana | 100% | $215K | 5 | 5 |
| Tennessee | 100% | $505K | 3 | 3 |
| Florida | 100% | $65K | 2 | 2 |
| South Carolina | 100% | $1.34M | 2 | 2 |
| Nevada | 100% | $605K | 1 | 1 |
| Ohio | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.